Securing Long-Term Compensation
Some work injuries or illnesses can never be fully healed. In cases such as these, workers’ compensation provides ongoing disability benefits. Your benefits will depend on your circumstances, including the extent of damage to the injured body part, your average weekly wages, your medical needs and other factors.
Types Of Disability Benefits
If your doctor says your injury has caused permanent damage or the need for permanent restrictions (for example, you can’t stand for long periods), then you receive benefits for the degree of disability the doctor indicates. There are two types of disability benefits:
- Permanent Partial Disability Benefits (PPD) apply to employees who have improved to the greatest degree possible, but will always be impaired by the injury and can work only in a reduced capacity. The dollar amount of PPD depends on the injury or illness, the body part affected, and other factors.
- Loss Of Earning Capacity Benefits apply to employees who have a PPD radion and permanent restrictions which prevent them from earning within 85% of their pre-injury wages. Note that this is only available for injuries to the head, neck, back, torso, whole body, or psychological conditions.
- Permanent Total Disability Benefits (PTD) apply to employees who are permanently unable to work because of injury or illness. Under PTD, workers get two-thirds of their average weekly wage on a weekly basis for life. Note that this is only available for injuries to the head, neck, back, torso, whole body, or psychological conditions, and only in serious circumstances.
Disabilities Covered By Workers’ Compensation
Many injuries are simple and straightforward, like a broken foot. You wear a cast for six weeks and you’re better. Other injuries last longer. They are special cases and often require long recovery periods or result in permanent disability. Some of these permanent work-related disabilities include:
- Loss of use of a body part, or partial loss of use
- Loss of range of motion or strength
- Brain damage
- Severe burns
- Peripheral neuropathy
- Loss of limbs
- Heart disease
Call For More Information
If you are facing a long-term disability caused by your job, contact an Eau Claire workers’ compensation attorney at Siedow & Jackson, SC, to learn more about your legal rights. To schedule your free initial consultation with a lawyer, call us at 715-318-2743 or toll-free at 888-896-6174. You can also email us using our online contact form.